Investment Property Mortgages in Ontario
Building a portfolio in Ontario? We finance rentals with the right down payment, rental-income treatment and amortization — and find lenders who actively want investor business.
An investment property mortgage finances a non-owner-occupied rental in Ontario. Lenders generally require at least 20% down and count a portion of the expected rental income to help you qualify. Lenderoo shops 40+ lenders to structure the financing for your strategy, free.
Why Lenderoo
Investment Property Mortgages in Ontario, done right
What you get when you work with Lenderoo for investment property mortgages in Ontario.
Rental income helps you qualify
Lenders count a portion of the expected rent (an add-back or offset), increasing what you can afford.
Portfolio-friendly lenders
We know which lenders welcome multiple properties and how to structure each deal.
Competitive investor rates
We compare 40+ lenders so your Ontario rental is financed efficiently.
Strategy-first structuring
Down payment, term and amortization tuned to your cash-flow and growth goals.
How it works
Getting investment property mortgages in Ontario
Share the deal
The Ontario property, expected rent and your goals — buy-and-hold, BRRRR, or short-term rental.
We structure & shop
We model the rental income, then match you to the lender with the best investor terms.
Close and scale
We get you funded and ready for the next acquisition.
Is this you?
Investment Property Mortgages is a fit if…
- You're buying a rental property in Ontario
- You have at least 20% for a down payment
- You want rental income counted toward qualifying
- You're growing a real estate portfolio
Why Ontario clients choose Lenderoo
The mortgage professionals in our network know the Ontario market — and Lenderoo brings the buying power of 40+ lenders. You get local insight plus a great rate, with someone on your side from first call to funding.
Get pre-approved in OntarioNo impact to your credit to start
Questions & answers
Investment Property Mortgages in Ontario: FAQs
Common questions about investment property mortgages in Ontario.
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Learn moreReady for investment property mortgages in Ontario?
Apply in minutes. We'll shop 40+ lenders and match you with a top professional — free, and on your side.