Mortgage Solutions for Every Stage of Life
From first-time buyers to seasoned investors, Lenderoo connects Canadians with the right mortgage. We shop 40+ lenders and match you with a top professional — completely free, and always on your side.
What we do
Comprehensive Mortgage Services
Whether you're buying your first home, refinancing, or seeking specialized financing, we have a solution — and a dedicated professional behind it.
Know your budget before you shop. A pre-approval shows you what you can afford, locks your rate for 90–120 days, and makes your offer stronger.
Get Pre-ApprovedAccess first-time-buyer programs and incentives with as little as 5% down — and a dedicated professional to guide you from pre-approval to keys.
Start Your JourneyTap your home equity, consolidate high-interest debt, or capture a lower rate. We compare 40+ lenders to find your best option.
Explore RefinancingDon't auto-renew with your bank. We shop the whole market at renewal so you don't leave thousands on the table.
Review Renewal OptionsIf you're 55+, access up to 55% of your home's value tax-free with no monthly payments — to supplement retirement or help family.
Learn MoreFlexible, revolving access to your home's equity. Borrow what you need, when you need it, and pay interest only on what you use.
Apply for a HELOCPurchase Plus Improvements lets you roll renovation costs into a single mortgage — finance a fixer-upper based on its after-reno value.
Plan Your RenovationNewcomers can qualify even without established Canadian credit. Special programs make homeownership possible sooner than you'd think.
Get StartedA strong score unlocks the best rates. We help you improve your credit and match you with the right lender — even with bruised credit.
Improve Your CreditAccess your equity through a second loan that sits behind your first — for renovations, debt consolidation, or major expenses.
Learn MoreBuild your portfolio with financing tailored to rental and investment properties, including rental-income qualification.
Invest with ConfidenceFlexible, stated-income and alternative-documentation solutions built for entrepreneurs and business owners.
Explore OptionsThe Lenderoo difference
Why Choose Lenderoo
What you get
- We shop 40+ lenders for you
- Always free to you
- Same-day pre-approvals
- Fully digital application
- Bilingual service
- Matched with top professionals
- Personalized, human support
- Secure & confidential
Why it matters
- Save thousands over your term
- Unbiased advice — on your side, not the bank's
- Time-saving, end-to-end convenience
- Ongoing guidance after you close
- Rate holds and guarantees
- Flexible options for every situation
- Protection and peace of mind
- Award-winning, 4.9★ service
Client stories
What Our Clients Say
Join thousands of Canadians who found their best mortgage with Lenderoo.
"Lenderoo made our first home purchase so easy! They got us a rate 0.3% lower than our bank — that's over $200/month saved."
"I was skeptical about refinancing, but they showed me how to consolidate debt and lower my payments. The whole process was seamless."
"As a newcomer, I didn't think I could get a mortgage so quickly. They worked with my international documents and approved me within a week!"
"The reverse mortgage gave us the retirement freedom we needed. They explained every option before we proceeded."
"I thought my credit score would stop me, but they connected me with the right lender and a clear plan to improve it."
"The Purchase Plus Improvements program was perfect for our fixer-upper. They handled everything start to finish."
Questions & Answers
Frequently Asked Questions
Clear answers to the questions Canadians ask us most.
Ready to find your best mortgage?
Get matched with a top mortgage professional today. We shop 40+ lenders for competitive rates and tailored advice — all at no cost to you.