New to Canada Mortgages in Ontario
Recently arrived in Ontario? Special newcomer programs make homeownership possible early — we'll match your documents and status to the right lender.
New to Canada mortgage programs help newcomers buy a home in Ontario even without an established Canadian credit history. With as little as 5% down and alternative proof of creditworthiness, permanent residents and many work-permit holders can qualify. Lenderoo shops 40+ lenders, free.
Why Lenderoo
New to Canada Mortgages in Ontario, done right
What you get when you work with Lenderoo for new to canada mortgages in Ontario.
Qualify without Canadian credit
Lenders accept alternative proof — international credit, rent and utility history — for newcomers.
As little as 5% down
Newcomer programs allow low down payments for eligible permanent residents and work-permit holders.
Documents-friendly
We know which lenders work smoothly with international income and employment documents.
Guidance in your corner
A professional explains the Canadian process step by step for your Ontario purchase.
How it works
Getting new to canada mortgages in Ontario
Tell us your status
Permanent resident or work-permit holder, time in Canada, and your income for Ontario.
We match a newcomer lender
We pair your documents with a lender that has a strong New to Canada program.
Get approved & buy
We guide you from pre-approval to closing in Ontario.
Is this you?
New to Canada Mortgages is a fit if…
- You've recently immigrated to Ontario
- You're a permanent resident or work-permit holder
- You don't yet have established Canadian credit
- You have steady income and some savings
Why Ontario clients choose Lenderoo
The mortgage professionals in our network know the Ontario market — and Lenderoo brings the buying power of 40+ lenders. You get local insight plus a great rate, with someone on your side from first call to funding.
Get pre-approved in OntarioNo impact to your credit to start
Questions & answers
New to Canada Mortgages in Ontario: FAQs
Common questions about new to canada mortgages in Ontario.
More in Ontario
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Learn moreReady for new to canada mortgages in Ontario?
Apply in minutes. We'll shop 40+ lenders and match you with a top professional — free, and on your side.